Platinum Funding Group, LLC and its affiliates, including, but not limited to, Platinum Funding Services, LLC. And Platinum Funding Solutions, LLC. (collectively "Platinum" or "We") will treat personal data that you provide through this website ("Site") according to this privacy policy, which is consistent with our treatment of personal data that you provide offline to us or to our brokers and dealers. By visiting our site, you agree to be bound by this policy.
If you are visiting this site from outside of the United States, please do not provide any personal data through this site or by e-mail, as this privacy policy may not comply with your local law. You are fully responsible for ensuring compliance with your local laws.
This website is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about children, nor do we knowingly market our products or services to children.
Personal data, such as one’s name, address, telephone number, or e-mail address, provides identifying information about a particular individual. We may collect the following types of data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us an e-mail or request information, your name, email address, and any other personal data you supply in your message.
When you visit the site, Platinum automatically collects certain non-personal data by various means, one of which is "cookies." A cookie is an alphanumeric string of text (a unique identifier) that our web-server stores in your computer by means of your web-browser. The cookie allows us to recognize your computer when you revisit our site. We can then improve your use of the site by providing quick log-in, displaying only web pages that interest you, and saving you from having to retype information on a form. Cookies also allow us to analyze aggregate traffic on the site in order to streamline navigation and keep our content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of our site's features. Cookies do not contain personal data, nor can they read or transmit any data on your computer's hard drive. They can, nonetheless, be combined with personal data that you knowingly provide to create a profile. Platinum does not use cookies in this manner without your express consent.
Regardless of cookies, all web-browsers transmit the IP address of the computer on which they are running (so that the web-server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.
We may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us an e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of this Site, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will be of interest to you. If required by law, such communications will explain how to "opt out" of receiving future communications. You cannot opt out of receiving communications about your account, such as service announcements and administrative notices.
Platinum may share data that you provide under the following circumstances:
a. Affiliates
1. We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.
2. We may also share with our affiliates other personal data you supply, in order to provide you with information about products or services in which you may be interested.
b. Agents and Service Providers - In order to establish, administer, and manage our customers' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf or with other financial institutions (including insurance companies) with whom we may, now or in the future, have joint marketing agreements.
c. Third Parties (Disclosures Permitted or Required by Law) - In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Platinum, its employees, customers, visitors to the site, and others. Please be aware that these disclosures are permitted by law without your consent.
d. Business Transfers - As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.
e. Other Third Parties (Optional Disclosures) - We may also share, as permitted by law, your personal data with other third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.
Platinum uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on a Platinum form (such as a job or credit application) is encrypted. Any personal information that Platinum transmits to you at your request (such as your account balance) is also encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data through e-mail. Platinum will never send you an e-mail requesting personal data.
Platinum does not control and is not responsible for other visitors' treatment of information that you post on public areas of the site. This information may be collected and used by others for their own purposes, such as sending you unsolicited e-mail.
If you wish to review, correct, or remove personal data that you have provided to Platinum, please send an e-mail to Jim@PlatinumFundingGroup.com
This site may have hyperlinks to or pop-up windows from other websites. Platinum is not responsible for their content or privacy practices. We urge you to review the privacy policy of any website that you visit.
Platinum may revise this privacy policy from time to time. You should periodically check the revision date at the top of the webpage to learn of any revisions. Your use of the website at any time is deemed acceptance of the privacy policy then in effect. If you have questions about this privacy policy, please send e-mail to Shlomit@PlatinumFundingGroup.com
